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Important Information

Cards set out above are offered, issued, and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085), Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company.

Applicants must be 18 years of age or over, reside in Australia to apply for these Cards. American Express income and credit approval criteria applies. Subject to American Express' Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate.

* You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms. Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. These do not earn Qantas Frequent Flyer points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions available at americanexpress.com.au/qantaspointsconditions. "Major supermarkets" are Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Applies to transactions in Australia only. "Major petrol stations" are BP, Shell, Caltex Woolworths, 7-Eleven, Woolworths Petrol, Safeway Petrol, Peak & Gull. Applies to transactions in Australia only.

+ Extra points offers are available to new Qantas American Express Card members only. Subject to the Qantas American Express Card Points Terms and Conditions from American Express. Please allow 6 to 8 weeks after you have made the eligible spend for the points to be credited to your account. Qantas Frequent Flyer membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms.

## Qantas American Express Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms and conditions and exclusions contained in the Qantas American Express Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313 (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available from American Express, and consider the appropriateness of that insurance in relation to your individual requirements.

$ As long as your account remains current and in good standing.

~ Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, i.e directly from Qantas, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products. Subject to the Qantas American Express Cards Points Terms and Conditions available at americanexpress.com.au.

# Interest rates are current as at 1 April 2013 and subject to change.

** Supplementary Cardmembers must be 18 years of age or older. You will be liable for all spending on Supplementary Cards.

~~ The Credit Card gives you up to 44 days interest free on purchases, depending on when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.

+++ Invitations are for Premium Cardmembers and are valid for Qantas Club and Qantas operated international Business Lounges only and are not valid for International First Class Lounges, Chairman's Lounge, Qantas Domestic Business and Qantas oneworld® alliance airline, partner or associated lounges. Each invitation is valid for a single visit before the date specified on the pass when flying with Qantas or Jetstar (with a QF or JQ flight number). Qantas Club rules apply, which are available at qantas.com/qantasclub. Subject to the Qantas American Express Premium Card Insurances and Qantas Club Invitation Terms Conditions available at americanexpress.com.au. Two Qantas Club Lounge Invitations will be sent to you within 6-8 weeks of your first Card spend in Australia on selected Qantas products and services on your Qantas American Express Premium Card each year. A year is defined as the period starting on the date on which the applicable Card Account is opened by American Express (anniversary date) and expiring on the day before the anniversary date each year thereafter. Qantas Club Invitation benefits cannot be carried forward to any subsequent year.

If you are interested in a Card, make sure you check out all its features on the applicable Card Partner's website as Card features are only summarised here. Card features information is based solely on information supplied by the Card Partner. Unless otherwise stated, the information is current as at 1 April 2013 and is subject to change. Qantas has made reasonable efforts to confirm with the applicable Card Partner as to the accuracy of information provided on this site but is not responsible for errors or omissions.

You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program terms and conditions.

Qantas is not responsible for the content of the third party site you may enter from this site. See the External Sites' Disclaimer for further details.